Definition of words and phrases used in this Policy

Some common terms are used to make this Policy easier to understand. Wherever the following words or phrases appear they will always have the meaning set out below

‘AA’ means the relevant insurer of the breakdown cover being The Automobile Association Limited for Roadside Assistance, Relay and Home Start and Acromas Insurance Company Limited for Stay Mobile or either or both of those insurer(s), as the context requires or allows.

‘AAIS’ means Automobile Association Insurance Services Limited.

‘breakdown’ means an event:

• which causes the driver of the relevant vehicle to be unable to start a journey in the vehicle or involuntarily brings the vehicle to a halt on a journey because of some malfunction of the vehicle or failure of it to function; and
• after which the journey cannot reasonably be commenced or continued in the relevant vehicle; provided always that any part or other failure shall not be considered to be a breakdown unless it results in the vehicle not working as a whole.

‘Member’ means:

• For Personal Membership, the person to whom the Membership documentation is addressed and who has purchased or been given Membership; and
• For Vehicle Membership, the person to whom the Membership documentation is addressed, who has purchased or been given Membership and whose address is recorded with the AA as the home address of the vehicle registered under the relevant Vehicle Membership.

Please note: Any contract for Breakdown Cover is between the Member and the AA and not, in the case of Personal Membership, between the AA and any person nominated as a Joint or Family Member nor, in the case of Vehicle Membership, between the AA and any driver entitled to assistance as a result of the Member’s Vehicle Membership.

‘Member’s Home Address’ means the address which the AA has recorded as the home address of the Member at the time of the relevant breakdown or accident.

‘Membership Year(s)’ means the period(s) of 12 months commencing from the start of the Membership or from any anniversary of the start of that Membership.

‘You’, ‘Your’ means:

• For Personal Membership, the Member and/or, if the context requires, any Joint or Family Member who has been nominated by the Member; and
• For Vehicle Membership, the Member and, if the context requires, any person who is travelling in, and who requests assistance for, a vehicle that is registered under Vehicle Membership with the AA.

‘Your Vehicle’ means:

• For Personal Membership, the vehicle which the Personal Member or any Joint or Family Member is travelling in at the time of the relevant breakdown or accident; and
• For Vehicle Membership, the vehicle which has been registered for cover with the AA at the time of the relevant breakdown or accident;

and provided always that any such vehicle meets the vehicle specification set out here.